Most Indian car owners overpay for car insurance without realising it. Real-life stories, myths vs reality, mistakes to avoid, comparison table, FAQs, and smart tips to save thousands legally. Why Most People Overpay for Car Insurance (And Don’t Even Know They’re Doing It) Car insurance is one of those things Indians buy once a year and forget. No excitement.No comparison.No second thought. And that’s exactly why most people overpay for car insurance every single year….