When Rajat bought his first car, he was excited about hitting the road but overwhelmed by all the insurance jargon. One term that kept popping up was IDV or Insured Declared Value. What exactly did it mean? Why did it matter? And most importantly, how was it calculated? Join Rajat’s journey to demystify IDV, understand its importance, how…
Category: Car Insurance
Car Insurance Premium Calculator India 2025
Car Insurance Premium Calculator India – Complete Guide for 2025 Car insurance is a crucial financial safeguard for every vehicle owner in India. However, understanding how premiums are calculated and finding the best-priced plan can often be confusing. In 2025, with the availability of multiple insurance providers and policies, a car insurance premium calculator becomes an essential…
How No Claim Bonus Works in Car Insurance
How NCB (No Claim Bonus) Works in Car Insurance: Complete Guide for Indian Drivers in 2025 Car insurance is a vital financial safety net that protects drivers against unexpected expenses from accidents, theft, or damage. Among the many features that make car insurance more affordable, the No Claim Bonus (NCB) stands out as a rewarding incentive for…
Best Car Insurance for Electric Cars in India
Best Car Insurance for Electric Cars in India in 2025: Comprehensive Guide for EV Owners The electric vehicle (EV) revolution is well underway in India, with an increasing number of drivers opting for electric cars owing to their environmental benefits, cost-efficiency, and rising infrastructure support. However, insuring an EV comes with unique considerations due to…
How to Claim Car Insurance After an Accident
How to Claim Car Insurance After an Accident (Step by Step) in India 2025 Being involved in a car accident is stressful, and dealing with insurance claims can often feel overwhelming. However, understanding the step-by-step process makes claiming car insurance much more manageable and ensures quick and hassle-free compensation. This comprehensive guide explains exactly how…
How Car Insurance Works in India – Simple Guide for Beginners
A Simple Beginner’s Guide (With Real Story) Meet Ravi: A Beginner’s First Car Insurance Experience Ravi, a first-time car owner from Indore, bought his dream hatchback after years of savings. Proud and excited, Ravi soon realized he had to secure insurance before taking his new car on the road. With zero experience, he faced a…
Top 5 Cheapest Car Insurance Plans in India
Top 5 Cheapest Car Insurance Plans in India 2025: Affordable Coverage Made Easy Owning a car in India is not just about convenience but also about responsibility. Along with maintaining your vehicle, having valid car insurance is mandatory under the Motor Vehicles Act. With dozens of insurance providers competing in 2025, car owners often ask: Which…
Third Party vs Comprehensive Car Insurance – Which is Better?
Introduction: How Anil from Hyderabad Chose Between Third Party and Comprehensive Car Insurance Anil, a 40-year-old businessman from Hyderabad, was confused when buying insurance for his new car. A close friend suggested he must get the highest cover, while his brother said third-party insurance was enough. This debate is common among Indian car owners. After…
Best Car Insurance Companies in India 2025
Introduction: How Anshul from Chandigarh Picked the Right Car Insurance for His Family Anshul, a 33-year-old bank manager from Chandigarh, recently bought a new car and needed insurance. Confused by advertisements and variants, he sought a reliable insurer known for quick claim settlement, good coverage, and excellent customer service. After speaking to peers and reading…
Detailed FAQs about car insurance
Introduction: How Manisha from Chennai Clarified Her Car Insurance Doubts Manisha, a 29-year-old teacher in Chennai, was confused about car insurance basics when she bought her first car. Questions about coverage, cost, and claims overwhelmed her. Through conversations with experts and research, she gathered clear answers to common queries, helping her confidently choose and manage…